The 10 Best Money Podcasts (2026)

Dave Ramsey has been yelling at people about money for over 30 years, and somehow it keeps working. The Ramsey Show is a daily call-in program where real people phone in with real financial messes -- drowning in car payments, fighting with their spouse about spending, wondering if they should cash out a 401(k) to pay off credit cards. Dave and his rotating co-hosts (Rachel Cruze, George Kamel, Jade Warshaw, Ken Coleman, and Dr. John Delony) walk callers through their situations live, usually anchoring the advice in Dave's famous Baby Steps framework. The format is simple but effective. Someone calls, explains their income and debt, and the hosts map out a specific plan. Pay off the smallest debt first. Build a $1,000 emergency fund. Stop eating out five times a week. The advice tends to be blunt and occasionally harsh, which is part of the appeal. Dave does not sugarcoat things. He'll tell a caller making $45,000 that buying a $50,000 truck was a terrible decision, and he won't apologize for saying it. The show leans conservative and faith-informed, which connects with a massive audience but may not resonate with everyone. Episodes run about 40 minutes and drop every weekday, so there's always something new. With billions of total downloads and one of the highest-rated finance podcasts on Apple, the Ramsey Show is arguably the most influential personal finance program in podcast history. If you need someone to tell you the truth about your money situation without being polite about it, this is your show.

Nicole Lapin started reporting on finance for CNN at 21 and has spent the years since making money talk accessible to people who'd rather not think about it. Money Rehab treats personal finance the way a good therapist treats bad habits -- no judgment, just a structured plan to get you from where you are to where you want to be. Episodes are short, often under 15 minutes, which makes them easy to stack into a morning routine or squeeze into a commute. Nicole covers budgeting, credit scores, salary negotiation, side hustles, and the emotional side of spending that most finance shows ignore entirely. She'll break down why you keep impulse buying on Amazon at 11 p.m. and what to do about it. The show mixes solo explainers with guest interviews, pulling in financial planners, psychologists, and entrepreneurs who bring practical perspectives. Nicole's delivery is fast-paced and conversational -- she talks about money the way you'd talk about it with a smart friend over coffee, not like a textbook. She's also not afraid to share her own money mistakes, which keeps things grounded. The daily release schedule means she can respond quickly to news like tax law changes, interest rate shifts, or new scam alerts. For anyone who feels overwhelmed by the idea of getting their finances together, Money Rehab breaks everything into small, manageable steps. It's especially well-suited for listeners in their 20s and 30s who know they should be doing more with their money but aren't sure where to start.

Joel Larsgaard and Matt Altmix are two friends who genuinely enjoy talking about money, and that enthusiasm comes through in every episode. How to Money covers personal finance fundamentals -- budgeting, saving, paying off debt, building an emergency fund, choosing the right bank accounts -- with a tone that's relaxed and unpretentious. The hosts record over beers (the show used to be called How to Money, and the casual vibe has never left), and their chemistry makes financial topics feel like a conversation between buddies rather than a lecture from an advisor. Episodes typically run 40 to 50 minutes and drop twice a week. They tackle one focused topic per episode: how to negotiate rent, when it makes sense to refinance, how to split finances with a partner, or what to do when you get a surprise medical bill. The advice tends to be practical and middle-of-the-road. They're not pushing extreme frugality or get-rich-quick schemes. They just want you to spend less than you earn, save consistently, and avoid dumb financial mistakes. The show also features listener questions and occasional interviews with authors and financial planners. Joel and Matt are transparent about their own financial lives, sharing their wins and missteps openly. For people who find most finance content dry or intimidating, How to Money is a solid entry point. It covers the same ground as more polished shows but in a format that feels like hanging out with friends who happen to know a lot about money.

Austin Hankwitz and Robert Croak started the Rich Habits Podcast to talk about the financial habits that separate people who build wealth from people who just earn a paycheck. Austin came up through finance content on TikTok and social media, building a following by explaining complex money concepts in plain language. Robert brings an entrepreneurial perspective from years of building businesses. Together they cover everything from how to automate your savings to the real cost of lifestyle inflation to why most people's relationship with money is shaped by what their parents did (or didn't) teach them. Episodes run about 30 to 45 minutes and release weekly. The conversations tend to focus on behavioral finance -- the psychology behind why people overspend, undersave, and make emotional decisions with money. They interview millionaires, entrepreneurs, and financial creators to understand specific habits and routines that contributed to building wealth. The show skews younger and speaks directly to millennials and Gen Z listeners who are trying to build good financial foundations early. Austin and Robert don't talk down to their audience, but they also don't assume everyone has a finance degree. They explain terms, walk through math, and use real examples from their own lives. The vibe is energetic and fast-moving. If you grew up without anyone teaching you how money actually works and want a show that fills in those gaps without being boring about it, Rich Habits delivers consistently.

Rachel Cruze (Dave Ramsey's daughter) and George Kamel bring the Ramsey financial philosophy to a younger, more lighthearted format with Smart Money Happy Hour. The show tackles personal finance topics -- budgeting, getting out of debt, saving for a house, avoiding stupid purchases -- but wraps them in humor and genuine banter between two hosts who clearly enjoy each other's company. Rachel grew up inside the Ramsey empire and brings a unique perspective as someone who was raised on Baby Steps from childhood. George worked his way out of $40,000 in debt and brings the credibility of someone who's actually lived the struggle. Episodes run about 40 minutes and cover a single topic per episode. They'll debate whether you should buy or lease a car, walk through how to create a monthly budget that doesn't make you miserable, or dissect trending money advice from social media to separate the good from the dangerous. The show uses a lot of listener-submitted questions and real scenarios, which keeps the advice grounded in actual situations rather than hypotheticals. The Ramsey DNA is obvious -- they emphasize cash over credit, avoiding debt at almost all costs, and living below your means. But Rachel and George deliver it with a lighter touch than Dave does. Less yelling, more laughing. If you like the Ramsey approach to money but want it delivered by a younger generation with a more casual energy, Smart Money Happy Hour is the Ramsey show built for you.

Jessica Moorhouse launched the More Money Podcast in 2015 and has turned it into one of the most trusted personal finance shows in Canada. That Canadian perspective matters more than you might think. Jessica covers registered accounts like TFSAs and RRSPs, discusses the specifics of the Canadian tax system, and addresses the housing affordability crisis in cities like Toronto and Vancouver in ways that American-focused shows simply don't. But the core advice -- spend less than you earn, automate your savings, understand your relationship with money -- translates everywhere. Episodes run about 40 to 55 minutes and feature a mix of interviews and solo segments. Jessica talks to financial planners, money coaches, authors, and regular people about budgeting, debt payoff, career pivots, and the emotional baggage that comes with money. She's a certified Financial Counsellor, which adds professional depth to the conversations. What makes the show distinct is Jessica's honesty about her own financial journey. She's shared her income publicly, talked openly about periods of overspending, and documented her path from broke to financially stable in real time over hundreds of episodes. The show has featured over 400 episodes and maintains a strong community of listeners who engage through social media and email questions. For Canadian listeners who are tired of translating American financial advice into their own system, More Money Podcast speaks their language directly. International listeners will find the behavioral and budgeting advice just as useful.

Shari Rash created Everyone's Talkin' Money to do exactly what the title says: normalize talking about money out loud. The show's central premise is that financial silence -- the cultural habit of treating money as taboo -- is one of the biggest obstacles to financial health. Shari is a Certified Financial Planner, and she uses that background to bring structure to conversations that might otherwise stay vague. Each episode features a guest who opens up about their money story, whether that's climbing out of six-figure debt, negotiating a salary for the first time, building a business from scratch, or learning to stop equating self-worth with net worth. The guests range from financial professionals to actors, entrepreneurs, and everyday people who have a money story worth telling. Episodes run about 30 to 45 minutes and release weekly. Shari's interviewing style is warm but pointed. She asks follow-up questions that get past rehearsed answers and into the real numbers and real emotions behind financial decisions. The show covers practical topics too -- estate planning basics, how to choose a financial advisor, the difference between good and bad debt, how to talk to your partner about spending. But the emotional and psychological dimensions of money always get equal weight. There's a genuine effort here to reach listeners who feel shame or anxiety about their financial situation and meet them without condescension. If you've ever wished someone would just talk about money honestly without flexing or lecturing, Everyone's Talkin' Money fills that gap well.

Money Girl has been part of the Quick and Dirty Tips network since 2008, making it one of the longest-running personal finance podcasts still in production. Host Laura Adams delivers focused, practical money advice in episodes that rarely exceed 20 minutes. That brevity is the show's superpower. Each episode tackles one specific financial topic and breaks it down into clear, actionable steps. How to improve your credit score. What to know before rolling over a 401(k). How health savings accounts actually work. The best way to dispute a charge on your credit card. Laura doesn't pad episodes with extended small talk or rambling introductions. She gets to the point, explains the concept, tells you what to do, and wraps up. Her delivery is calm and organized -- it sounds like getting advice from someone who does this professionally, because she does. Laura is a personal finance expert and author who has written multiple books on money management. The show covers tax strategies, insurance decisions, retirement planning, credit optimization, and everyday budgeting with equal competence. She updates episodes regularly to reflect current tax laws, interest rates, and regulatory changes, which keeps the advice relevant even in a shifting economic environment. With over 800 episodes in the archive, Money Girl also functions as a searchable reference library. Need to understand backdoor Roth conversions? There's an episode for that. Want to know how umbrella insurance works? Covered. For listeners who want reliable, concise money guidance without the personality-driven entertainment of longer shows, Money Girl is hard to beat.

Joe Saul-Sehy spent 16 years as a financial advisor before leaving to create Stacking Benjamins, and that combination of professional expertise and creative restlessness defines the show. Joe hosts alongside OG (a practicing financial planner who goes by his initials for client privacy reasons), and the two of them turn personal finance into something that's actually fun to listen to. The show records from "Joe's mom's basement" -- a running joke that sets the irreverent tone from the start. Episodes typically run about 60 to 75 minutes and follow a loose magazine format. There's usually a headline segment covering recent financial news, a deep-dive interview with a guest (authors, economists, financial planners, entrepreneurs), and a listener question segment. The interview list over the years is impressive: Nobel Prize winners, bestselling authors, top money managers, and personal finance bloggers who share specific strategies. But what separates Stacking Benjamins from more serious finance pods is the comedy. Joe and OG crack jokes, riff on headlines, and don't take themselves too seriously even when the topics are genuinely important. The show has won multiple podcast awards and consistently ranks among the top personal finance podcasts on Apple. Joe's background as a financial advisor means the advice is credible, and OG brings active practitioner insight that keeps the guidance current. If you're the kind of person who learns better when you're laughing, Stacking Benjamins proves that personal finance doesn't have to be a chore to understand.

Ramit Sethi became famous for I Will Teach You to Be Rich, and Money For Couples takes that philosophy into the messiest financial arena there is: relationships. Each episode features a real couple sitting down with Ramit to talk through their money problems live. The conversations are raw and often uncomfortable. One partner has been hiding credit card debt. Two people earning $300,000 combined somehow feel broke. A couple disagrees on whether to rent or buy and it's become a proxy war for deeper control issues. Ramit asks direct questions, reviews their actual spending data, and helps them see patterns they've been avoiding. What makes the show compelling is that these aren't actors reading scripts. These are real people with real tension, and Ramit doesn't let them off the hook with easy answers. He'll point out when someone is being financially dishonest with their partner, and he'll challenge beliefs about money that the couple has never examined. He frequently brings up the concept of a "rich life" -- the idea that financial decisions should serve the life you actually want, not some generic template. Episodes run 50 to 70 minutes, which gives enough space for real breakthroughs (and real friction) to emerge. The show grew out of Ramit's Netflix series How to Get Rich and expanded into a standalone podcast. For couples who argue about money -- and research shows that's most couples -- hearing other pairs work through the same fights with a skilled guide is both therapeutic and educational. Single listeners also get a lot out of understanding how money dynamics play out in relationships before they get there.