Rich Habits Podcast

Robert Croak and Austin Hankwitz bring wildly different life experiences to this three-times-a-week financial literacy show, and that contrast is what makes it click. Robert has three decades of entrepreneurial experience and over 200 million dollars in company exits. Austin is in his twenties and still early in his wealth-building journey. Together they break down money habits, investing strategies, and the behavioral patterns that separate people who build wealth from those who stay stuck. With 307 episodes and a 4.9 star rating from nearly 500 reviewers, the show has quietly built a dedicated audience. The format alternates between educational episodes where Robert and Austin unpack a specific financial concept -- like how the wealthy actually use debt, or why most people misunderstand compound interest -- and Q and A sessions where listeners submit real questions about their specific situations. Recent episodes tackled feeling behind on life goals, how to think about work bonuses strategically, and navigating financial decisions during medical challenges. The generational gap between the hosts creates a natural teaching dynamic where Austin voices the uncertainties that younger listeners feel and Robert responds with perspective earned from decades of building and selling businesses. Neither host talks down to the audience, and they are both candid about their own financial mistakes. For a beginner investor, this podcast connects the dots between earning, saving, investing, and the daily habits that make long-term wealth accumulation actually work.