How to Money

Joel Larsgaard and Matt Altmix are two friends who genuinely enjoy talking about money, and that enthusiasm comes through in every episode. How to Money covers personal finance fundamentals -- budgeting, saving, paying off debt, building an emergency fund, choosing the right bank accounts -- with a tone that's relaxed and unpretentious. The hosts record over beers (the show used to be called How to Money, and the casual vibe has never left), and their chemistry makes financial topics feel like a conversation between buddies rather than a lecture from an advisor. Episodes typically run 40 to 50 minutes and drop twice a week. They tackle one focused topic per episode: how to negotiate rent, when it makes sense to refinance, how to split finances with a partner, or what to do when you get a surprise medical bill. The advice tends to be practical and middle-of-the-road. They're not pushing extreme frugality or get-rich-quick schemes. They just want you to spend less than you earn, save consistently, and avoid dumb financial mistakes. The show also features listener questions and occasional interviews with authors and financial planners. Joel and Matt are transparent about their own financial lives, sharing their wins and missteps openly. For people who find most finance content dry or intimidating, How to Money is a solid entry point. It covers the same ground as more polished shows but in a format that feels like hanging out with friends who happen to know a lot about money.