How to Money

Joel Larsgaard and Matt Altmix are two friends from Atlanta who started talking about money on microphones back in 2017, and the formula still works. How to Money is built around a simple idea: personal finance advice should sound like a conversation between buddies, not a lecture from someone trying to sell you a course. The two hosts have a natural rapport -- they've been friends since college -- and it shows in the easy back-and-forth that makes even topics like tax-loss harvesting feel approachable. The show runs semiweekly with a few different formats. Main episodes feature guest interviews and run about 50 minutes. "Ask HTM" episodes tackle listener questions, which tend to be refreshingly specific -- not "how do I start investing" but "should I pay off my car loan early or max out my Roth IRA first." Friday Flight episodes are shorter news roundups at around 35-40 minutes. The sweet spot here is practical, jargon-free guidance aimed at people who are past the basics but not yet portfolio managers. They talk a lot about DIY investing through index funds, debt payoff strategies, and making smart decisions about big purchases. The show has a strong anti-debt philosophy without being preachy about it. They'll tell you what they'd do, explain why, and leave it at that. With over 3,000 reviews averaging 4.6 stars, the audience clearly appreciates the no-nonsense approach. If you're the kind of person who knows you should be doing more with your money but finds most finance content either too basic or too intimidating, How to Money sits right in that productive middle ground.